*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

/* ── Custom Scrollbar ─────────────────────────────────────── */
::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--light-blue);
}

::-webkit-scrollbar-thumb {
  background: var(--gold);
  border-radius: 8px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--gold-dark);
}

html {
  /* Prevent global scroll lag while keeping anchor smooth scroll */
}

@media (prefers-reduced-motion: no-preference) {
  html:focus-within {
    scroll-behavior: smooth;
  }
}

:root {
  --navy: #004e96;
  --blue: #004e96;
  --blue-dark: #003a70;
  --blue-mid: #004687;
  --gold: #ffcf62;
  --gold-dark: #d4920c;
  --white: #ffffff;
  --off-white: #ffffff;
  --light-blue: #eef4ff;
  --mid-gray: #b8c5d6;
  --text: var(--navy);
  --sub: #1a3a6b;
  --muted: #4a6080;
  --border: #c8d8f0;
  --max: 1200px;
  --radius: 4px;
  --radius-lg: 8px;
  --site-header-height: 5.3125rem;
  --transition: color 0.22s ease, background-color 0.22s ease, border-color 0.22s ease, opacity 0.22s ease, fill 0.22s ease;
  --shadow-sm: 0 2px 8px rgba(0, 45, 114, 0.07);
  --shadow-md: 0 4px 20px rgba(0, 45, 114, 0.12);
  --shadow-lg: 0 8px 40px rgba(0, 45, 114, 0.16);
}

body {
  font-family: "Titillium Web", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: #ffffff;
  padding-top: var(--site-header-height);
}

a {
  color: var(--blue);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--gold-dark);
  text-decoration: underline;
}

img {
  display: block;
  max-width: 100%;
}

ul {
  list-style: none;
}

.container {
  width: min(var(--max), 92vw);
  margin: 0 auto;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 28px;
  font-family: "Titillium Web", sans-serif;
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--radius);
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none !important;
  /* Use specific properties — avoids repainting unrelated props */
  transition: background-color 0.22s ease, border-color 0.22s ease,
    color 0.22s ease, transform 0.15s ease;
  white-space: normal;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}

.btn-primary:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  color: var(--navy);
}

.btn-secondary {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.6);
}

.btn-secondary:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}

.btn-outline:hover {
  background: var(--navy);
  color: #fff;
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
  font-weight: 800;
}

.btn-gold:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  color: var(--navy);
}

.btn-white {
  background: #fff;
  color: var(--navy);
  border-color: #fff;
}

.btn-white:hover {
  background: var(--light-blue);
  color: var(--navy);
}

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  font-family: "Titillium Web", sans-serif;
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--radius);
  border: 2px solid rgba(255, 255, 255, 0.6);
  color: #fff;
  text-decoration: none !important;
  transition: var(--transition);
}

.btn-ghost:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

.btn-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 700;
  color: var(--blue);
  text-decoration: none !important;
  border-bottom: 2px solid transparent;
  padding-bottom: 2px;
  transition: var(--transition);
}

.btn-link::after {
  content: "\2192";
}

.btn-link:hover {
  color: var(--gold-dark);
  border-bottom-color: var(--gold-dark);
}

.learn-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 700;
  color: var(--blue);
  text-decoration: none !important;
  transition: var(--transition);
  margin-top: auto;
}

.learn-more:hover {
  color: var(--gold-dark);
  text-decoration: none;
}

.learn-more-arrow {
  font-size: 16px;
  transition: transform 0.2s;
}

.learn-more:hover .learn-more-arrow {
  transform: translateX(4px);
}

/* Site-wide header shell used by index.html and all inner pages. */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  z-index: 1000;
  background: #fff;
  box-shadow: 0 2px 12px rgba(0, 45, 114, 0.1);
  transition: box-shadow 0.3s ease, transform 0.25s ease, opacity 0.25s ease;
}

/* Compact header state toggled by IntersectionObserver in JS */
.site-header.scrolled {
  box-shadow: 0 4px 20px rgba(0, 45, 114, 0.14);
}

.site-header.footer-hidden {
  transform: translateY(-100%);
  opacity: 0;
  pointer-events: none;
}

/* Optional top contact strip for pages that include .header-topbar in the HTML. */
.header-topbar {
  background: var(--white);
  padding: 9px 0;
}

.header-topbar .container {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 18px;
  width: 100%;
  max-width: none;
  padding: 0.05px 4%;
}

.topbar-item {
  display: flex;
  align-items: center;
  gap: 7px;
  color: var(--navy);
  font-size: 13px;
  font-weight: 700;
  text-decoration: none !important;
}

.topbar-item:hover {
  color: var(--gold);
}

.svg-icon {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

/* Main navigation bar shared across the site header markup in each HTML page. */
.header-main {
  background: #fff;
  border-bottom: 2px solid var(--gold);
}

.header-main .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--site-header-height);
  gap: 24px;
  max-width: none;
  width: 100%;
  padding: 0 4%;
}

.header-logo {
  flex-shrink: 0;
}

.header-logo img {
  background: var(--white);
  border-radius: 6px;
  padding: 4px 8px;
}

.logo-text {
  font-family: "Titillium Web", sans-serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  text-decoration: none !important;
  display: flex;
  align-items: center;
  gap: 2px;
  line-height: 1;
}

.logo-ros {
  color: var(--navy);
}

.logo-mort {
  color: var(--gold);
}

/* Primary desktop navigation links and CTA dropdown used in all page headers. */
.primary-nav ul {
  display: flex;
  align-items: center;
  gap: 0;
}

.primary-nav li {
  position: relative;
}

.primary-nav a {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 8px 14px;
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  white-space: normal;
  border-bottom: 3px solid transparent;
  transition: var(--transition);
}

.primary-nav a:hover {
  color: var(--blue);
  border-bottom-color: var(--gold);
  text-decoration: none;
}

.primary-nav a.active {
  color: var(--blue);
  border-bottom-color: var(--gold);
}

.nav-cta {
  background: var(--gold) !important;
  color: var(--navy) !important;
  border-radius: var(--radius);
  padding: 10px 20px !important;
  border-bottom: none !important;
  font-weight: 800 !important;
  margin-left: 20px;
  border: none;
  font-family: "Titillium Web", sans-serif;
  font-size: 14px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: normal;
  transition: background-color 0.22s ease;
}

.nav-cta:hover {
  background: var(--gold-dark) !important;
  color: var(--navy) !important;
}

/* ── Nav CTA Dropdown ─────────────────────────────────────── */
/* Book Consultation button dropdown in the shared header navigation. */
.nav-cta-wrap {
  position: relative;
}

.nav-cta-dropdown {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  background: #fff;
  border-radius: 10px;
  box-shadow: 0 12px 40px rgba(0, 45, 114, 0.16);
  border: 1px solid var(--border);
  min-width: 210px;
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s ease;
  z-index: 1002;
  pointer-events: none;
}

/* Small arrow pointer at top */
.nav-cta-dropdown::before {
  content: "";
  position: absolute;
  top: -7px;
  right: 22px;
  width: 12px;
  height: 12px;
  background: #fff;
  border-left: 1px solid var(--border);
  border-top: 1px solid var(--border);
  transform: rotate(45deg);
  border-radius: 2px 0 0 0;
}

/* Invisible bridge to prevent hover loss when moving cursor from button to dropdown */
.nav-cta-dropdown::after {
  content: "";
  position: absolute;
  top: -15px;
  left: 0;
  right: 0;
  height: 15px;
  background: transparent;
}

.nav-cta-wrap:hover .nav-cta-dropdown,
.nav-cta-wrap:focus-within .nav-cta-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
  pointer-events: auto;
}

.nav-drop-item {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 11px 14px;
  border-radius: 7px;
  text-decoration: none !important;
  color: var(--navy);
  font-size: 14px;
  font-weight: 700;
  transition: background 0.15s ease, color 0.15s ease;
  font-family: "Titillium Web", sans-serif;
}

.nav-drop-item:hover {
  background: var(--light-blue);
  color: var(--navy);
  text-decoration: none;
}

.nav-drop-divider {
  height: 1px;
  background: var(--border);
  margin: 4px 6px;
}

.nav-drop-icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}


.nav-mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
}

.nav-mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transform-origin: center;
  transition: transform 0.22s ease, opacity 0.22s ease;
}

.nav-mobile-toggle.open span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-mobile-toggle.open span:nth-child(2) {
  opacity: 0;
}

.nav-mobile-toggle.open span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Breadcrumb bar used on pages that render breadcrumb navigation above the hero. */
.breadcrumb {
  background: var(--light-blue);
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
}

.breadcrumb .container {
  display: flex;
  gap: 8px;
  align-items: center;
  font-size: 13px;
  color: var(--muted);
}

.breadcrumb a {
  color: var(--blue);
  font-weight: 600;
}

.breadcrumb-sep {
  color: var(--mid-gray);
}

/* Home page hero section: index.html uses .hero-section, .hero-left, .hero-right, and .hero-buttons. */
.hero-section {
  background: var(--navy);
  min-height: 540px;
  display: flex;
  align-items: stretch;
  position: relative;
  overflow: hidden;
}

.hero-section .container {
  display: flex;
  align-items: stretch;
  width: 100%;
  max-width: none;
  margin: 0;
}

.hero-left {
  width: 100%;
  max-width: 620px;
  padding: 60px 4% 60px max(4%, calc((100vw - var(--max)) / 2 + 4%));
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  min-height: 400px;
  position: relative;
  z-index: 2;
}

.home-hero-left {
  max-width: 720px;
  justify-content: center;
  padding-top: 72px;
  padding-bottom: 72px;
}

.home-hero-left .hero-heading {
  font-size: clamp(24px, 3vw, 40px);
}

.home-hero-left .hero-buttons {
  margin-top: 28px;
  padding-top: 0;
}

.hero-eyebrow {
  display: inline-block;
  color: var(--gold);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 1.5px;
  margin-bottom: 12px;

}

.hero-heading {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(28px, 3.5vw, 46px);
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  max-width: 100%;
  min-height: 0;
  margin-bottom: 18px;
  text-wrap: wrap;
}

.hero-sub {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.65;
  max-width: 100%;
  min-height: 0;
  margin-bottom: 0;
}

.hero-note {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.55);
  margin-top: 12px;
  margin-bottom: 4px;
}

.hero-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: auto;
  padding-top: 28px;
}

.hero-right {
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  width: 60%;
  z-index: 1;
}

.hero-image-box {
  width: 100%;
  height: 100%;
  border-radius: 0;
  position: relative;
}

.hero-image-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

.hero-image-box::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to right,
      var(--navy) 5%,
      rgba(0, 78, 150, 0.85) 25%,
      rgba(0, 78, 150, 0.3) 65%,
      rgba(0, 78, 150, 0) 100%);
  z-index: 1;
}

/* Inner-page hero section used by about.html, services.html, mortgages.html, protection.html, contact.html, careers.html, privacy.html, and the product/service detail pages. */
.page-hero {
  position: relative;
  background: var(--navy);
  min-height: 540px;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.page-hero-img-wrap {
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  width: 60%;
  min-height: 100%;
  z-index: 1;
}

.page-hero-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.page-hero-img-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right,
      var(--navy) 5%,
      rgba(0, 78, 150, 0.85) 25%,
      rgba(0, 78, 150, 0.3) 65%,
      rgba(0, 78, 150, 0) 100%);
  z-index: 1;
}

.page-hero-text {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 860px;
  /* Clamp left padding: aligns with container on mid screens, caps at 160px on very wide screens
     so the heading content area never shrinks below ~500px */
  padding: 60px 40px 60px clamp(40px, calc((100vw - var(--max)) / 2 + 40px), 160px);
  background: transparent;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  text-align: left;
  min-height: 540px;
}

.page-hero-text .kicker {
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}

.hero-eyebrow,
.page-hero-text .kicker {
  display: none;
}

.page-hero-text h1 {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(24px, 3vw, 40px);
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  /*max-width: 100%;*/
  min-height: 0;
  margin-bottom: 18px;
  text-wrap: wrap;
}

.page-hero-text h1.tight-title {
  min-height: auto;
  margin-bottom: 4px;
}

.page-hero-text p {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.7;
  /*max-width: 100%;*/
  min-height: 0;
  margin-bottom: 0;
}

.hero-break {
  display: initial;
}

/* Adds the first content spacing directly after an inner-page hero block. */
.page-hero+section:not([style]) {
  margin-top: 56px;
}

.breadcrumb+.page-hero+section {
  margin-top: 56px;
}

.cta-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.page-hero-text .cta-row {
  margin-top: auto;
  padding-top: 28px;
}

.home-hero .page-hero-text {
  max-width: 860px;
}

.home-hero .page-hero-text>p:not(.hero-note) {
  max-width: 34ch;
}

.home-hero .page-hero-text .cta-row {
  margin-top: 2px;
  padding-top: 0;
}

.home-hero .page-hero-img-wrap img {
  object-position: center top;
}

/* Hero Enquiry Form Styles */
.hero-enquiry-form {
  position: absolute;
  bottom: 24px;
  /* Changed from right: max(24px, 5%) to left */
  left: 50%; 
  transform: translateX(-10%); /* Adjust this % to move it left or right of the center line */
  z-index: 3;
  max-width: 420px;
}

.hero-form-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  padding: 18px 24px;
  box-shadow: 0 8px 32px rgba(0, 45, 114, 0.18);
}

.hero-form-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.3;
}

.hero-form-group {
  margin-bottom: 10px;
}

.hero-form-group label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.required {
  color: #d32f2f;
}

.hero-form-group input {
  width: 100%;
  padding: 8px 10px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 13px;
  font-family: "Titillium Web", sans-serif;
  color: var(--text);
  outline: none;
  transition: var(--transition);
  background: #fff;
}

.hero-form-group input:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(244, 169, 0, 0.15);
}

.hero-form-row {
  display: grid;
  grid-template-columns: 0.8fr 1.4fr;
  gap: 10px;
}

.hero-form-checkbox {
  display: flex;
  gap: 8px;
  align-items: flex-start;
  margin-bottom: 10px;
}

.hero-form-checkbox input[type="checkbox"] {
  width: 16px;
  height: 16px;
  margin-top: 1px;
  flex-shrink: 0;
  cursor: pointer;
  accent-color: var(--gold);
}

.hero-form-checkbox .checkbox-label {
  font-size: 12px;
  color: var(--navy);
  font-weight: 400;
  text-transform: none;
  letter-spacing: normal;
  margin: 0;
  cursor: pointer;
  line-height: 1.3;
}

.hero-form-disclaimer {
  font-size: 11px;
  color: var(--muted);
  margin-bottom: 10px;
}

.hero-form-disclaimer a {
  color: var(--navy);
  text-decoration: underline;
}

.hero-form-disclaimer a:hover {
  color: var(--gold-dark);
}

.hero-submit-btn {
  width: 100%;
  padding: 10px 16px;
  font-size: 13px;
  font-weight: 700;
  justify-content: center;
}

/* Mobile-only Enquire Now button — hidden on desktop */
.hero-enquire-now-btn {
  display: none;
}

/* ── Hero Enquiry Mobile Popup ─────────────────────────── */
/* Full-screen overlay backdrop for the mobile enquiry form popup. */
.hero-enquiry-overlay {
  display: flex;
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: rgba(0, 30, 70, 0.55);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  align-items: flex-end;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  visibility: hidden;
  transition: opacity 0.28s ease, visibility 0.28s ease;
}

.hero-enquiry-overlay.is-open {
  opacity: 1;
  pointer-events: auto;
  visibility: visible;
}

/* Slide-up enquiry form popup card */
.hero-enquiry-popup {
  position: relative;
  background: #fff;
  width: 100%;
  max-height: 92dvh;
  overflow-y: auto;
  border-radius: 18px 18px 0 0;
  padding: 24px 20px 32px;
  box-shadow: 0 -8px 40px rgba(0, 45, 114, 0.22);
  transform: translateY(100%);
  transition: transform 0.35s cubic-bezier(0.32, 0.72, 0, 1);
  -webkit-overflow-scrolling: touch;
}

.hero-enquiry-overlay.is-open .hero-enquiry-popup {
  transform: translateY(0);
}

/* Close (×) button for the popup */
.hero-popup-close {
  position: absolute;
  top: 14px;
  right: 16px;
  background: var(--light-blue);
  border: none;
  border-radius: 50%;
  width: 32px;
  height: 32px;
  font-size: 20px;
  line-height: 1;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.18s ease, color 0.18s ease;
  flex-shrink: 0;
}

.hero-popup-close:hover {
  background: var(--gold);
  color: var(--navy);
}

.img-caption-block {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
}

.img-caption-block img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.img-caption-body {
  padding: 20px 24px;
  background: #fff;
  border-top: 3px solid var(--gold);
}

.img-caption-body h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.img-caption-body p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.65;
}

section {
  padding: 0 0 80px 0;
  background: #fff;
}

section.alt {
  background: var(--light-blue);
}

.section-label {
  display: block;
  font-size: 18px;
  font-weight: 900;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 10px;
  padding-top: 64px;
}

.section-heading {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(22px, 2.5vw, 32px);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 16px;
}

.section-body {
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.75;
  margin-bottom: 26px;
}

.feature-strip {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 460px;
}

.feature-strip.reverse .feature-img {
  order: 2;
}

.feature-strip.reverse .feature-text {
  order: 1;
}

.feature-img {
  overflow: hidden;
  position: relative;
}

.feature-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.feature-img-caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--navy);
  color: #fff;
  padding: 14px 20px;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.feature-text {
  padding: 56px 52px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: #fff;
}

.feature-strip.alt .feature-text {
  background: var(--light-blue);
}

.feature-label {
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
  display: block;
}

.feature-text h2 {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(22px, 2.5vw, 30px);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 14px;
  line-height: 1.25;
}

.feature-text p {
  font-size: 15.5px;
  color: var(--muted);
  line-height: 1.75;
  margin-bottom: 16px;
}

.feature-list {
  margin-bottom: 20px;
}

.feature-list li {
  font-size: 14.5px;
  color: var(--sub);
  padding: 5px 0 5px 22px;
  position: relative;
}

.feature-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 11px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
}

.ol-wrap {
  position: relative;
  background: var(--light-blue);
  padding: 50px 0;
  margin-bottom: 0;
}

.ol-wrap .container {
  position: relative;
  z-index: 1;
}

.ol-layout {
  display: grid;
  grid-template-columns: 5fr 6fr;
  gap: 0;
  align-items: center;
  min-height: 420px;
}

.ol-layout.rev {
  grid-template-columns: 6fr 5fr;
}

.ol-card {
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 8px 36px rgba(0, 45, 114, 0.08);
  padding: 48px 52px;
  position: relative;
  z-index: 2;
  margin-right: -48px;
}

.ol-layout.rev .ol-card {
  margin-right: 0;
  margin-left: -48px;
  order: 2;
}

.ol-img-wrap {
  border-radius: 12px;
  overflow: hidden;
  height: 460px;
  position: relative;
  box-shadow: 0 4px 20px rgba(0, 45, 114, 0.1);
}

.ol-layout.rev .ol-img-wrap {
  order: 1;
}

.ol-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.ol-label {
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
  display: block;
}

.ol-card h2 {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 16px;
}

.ol-card p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.75;
  margin-bottom: 16px;
}

.ol-list {
  list-style: none;
  margin-bottom: 24px;
}

.ol-list li {
  font-size: 14px;
  color: var(--sub);
  padding: 6px 0 6px 20px;
  position: relative;
}

.ol-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 14px;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
}

@media (max-width: 900px) {
  .ol-wrap {
    padding: 40px 0 0 0;
    margin-bottom: 48px;
  }

  .ol-wrap::before {
    height: 55%;
  }

  .ol-layout,
  .ol-layout.rev {
    grid-template-columns: 1fr;
  }

  .ol-card {
    margin-right: 0 !important;
    margin-left: 0 !important;
    order: 2 !important;
    border-radius: 0 0 12px 12px;
    padding: 36px 24px;
    box-shadow: 0 4px 16px rgba(0, 45, 114, 0.08);
  }

  .ol-img-wrap {
    border-radius: 12px 12px 0 0;
    order: 1 !important;
    height: 260px;
    box-shadow: none;
  }

  .ol-layout.rev .ol-card {
    order: 2 !important;
  }

  .ol-layout.rev .ol-img-wrap {
    order: 1 !important;
  }
}

/* Generic card grids used on overview pages like services.html, mortgages.html, and protection.html. */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.cards-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

/* Reusable content card styling for service, mortgage, and protection listing cards. */
.card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 4px solid var(--navy);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  /* Specific transitions — avoids repainting all properties */
  transition: transform 0.22s cubic-bezier(0.4, 0, 0.2, 1),
    box-shadow 0.22s ease,
    border-color 0.22s ease;
  position: relative;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold);
  border-top-color: var(--gold);
}

.card .learn-more::after {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 10;
}

.card-img {
  height: 220px;
  overflow: hidden;
}

.card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 15%;
  transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.card:hover .card-img img {
  transform: scale(1.04);
}

.card-body {
  padding: 22px 24px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.card-body h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.card-body p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.65;
  margin-bottom: 14px;
}

.card-top-gold {
  border-top: 4px solid var(--navy);
}

.card-top-blue {
  border-top: 4px solid var(--navy);
}

.card-top-navy {
  border-top: 4px solid var(--navy);
}

.card-top-teal {
  border-top: 4px solid var(--navy);
}

.card-top-green {
  border-top: 4px solid var(--navy);
}

/* Protection-specific three-column card layout used on protection-focused pages. */
.prot-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.prot-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
}

.prot-card h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--border);
}

.prot-card p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.7;
}

.prot-card.lif {
  border-top: 4px solid var(--navy);
}

.prot-card.fib {
  border-top: 4px solid var(--gold);
}

.prot-card.cri {
  border-top: 4px solid #0052b4;
}

.prot-card.inc {
  border-top: 4px solid #0077b6;
}

.prot-card.pri {
  border-top: 4px solid #0a8754;
}

.prot-card.hom {
  border-top: 4px solid #6b4fbb;
}

.prot-card.tru {
  border-top: 4px solid #d4920c;
}

/* Step cards used for process or journey sections on pages like how-we-work.html. */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.step-card {
  text-align: center;
  padding: 36px 24px;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.step-num {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-size: 24px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
}

.step-card h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.step-card p {
  font-size: 14.5px;
  color: var(--muted);
  line-height: 1.7;
}

.chips-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 16px 0;
}

.chip {
  background: var(--light-blue);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 6px 18px;
  font-size: 13px;
  color: var(--navy);
  font-weight: 700;
}

/* Numbered horizontal process strip used where the HTML renders .process-step blocks. */
.process-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
}

.process-step {
  padding: 28px 20px;
  text-align: center;
  position: relative;
  border-right: 1px solid var(--border);
}

.process-step:last-child {
  border-right: none;
}

.process-step .num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-size: 18px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 12px;
}

.process-step h4 {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.process-step p {
  font-size: 12.5px;
  color: var(--muted);
  line-height: 1.6;
}

.process-grid-symmetric {
  grid-template-columns: 1fr;
}

.process-grid-symmetric .process-step {
  display: grid;
  grid-template-columns: minmax(220px, 260px) minmax(0, 1fr);
  gap: 28px;
  align-items: start;
  text-align: left;
  padding: 26px 22px;
  border-right: none;
  border-bottom: 1px solid var(--border);
}

.process-grid-symmetric .process-step:last-child {
  border-bottom: none;
}

.process-grid-symmetric .process-step-head {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 20px;
  align-items: start;
}

.process-grid-symmetric .process-step .num {
  margin: 0;
}

.process-grid-symmetric .process-step h4 {
  font-size: 17px;
  line-height: 1.45;
  margin: 0;
}

.process-grid-symmetric .process-step p {
  font-size: 15px;
  line-height: 1.8;
  margin: 0;
  max-width: 56ch;
}

@media (min-width: 901px) {
  .process-grid-desktop-cards.process-grid-symmetric {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    background: #fff;
  }

  .process-grid-desktop-cards.process-grid-symmetric .process-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
    gap: 14px;
    min-height: 290px;
    padding: 30px 20px 28px;
    text-align: center;
    border-right: 1px solid var(--border);
    border-bottom: none;
  }

  .process-grid-desktop-cards.process-grid-symmetric .process-step:last-child {
    border-right: none;
  }

  .process-grid-desktop-cards.process-grid-symmetric .process-step-head {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
  }

  .process-grid-desktop-cards.process-grid-symmetric .process-step .num {
    width: 54px;
    height: 54px;
    margin: 0;
    font-size: 18px;
    box-shadow: 0 4px 10px rgba(255, 196, 75, 0.22);
  }

  .process-grid-desktop-cards.process-grid-symmetric .process-step h4 {
    font-size: 16px;
    line-height: 1.4;
    max-width: 14ch;
    margin: 0;
  }

  .process-grid-desktop-cards.process-grid-symmetric .process-step p {
    font-size: 14px;
    line-height: 1.75;
    max-width: 25ch;
    margin: 0;
  }
}

/* Review scroller used on pages that include testimonial/review snippets. */
.reviews-bar {
  background: #fff;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 28px 0;
  overflow: hidden;
}

.reviews-track {
  display: flex;
  gap: 20px;
  overflow-x: auto;
  scrollbar-width: none;
}

.reviews-track::-webkit-scrollbar {
  display: none;
}

.review-card {
  flex-shrink: 0;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 18px 22px;
  min-width: 260px;
  border-top: 3px solid var(--gold);
}

.review-stars {
  color: var(--gold);
  font-size: 16px;
  letter-spacing: 2px;
  margin-bottom: 8px;
}

.review-text {
  margin-bottom: 8px;
  font-size: 14px;
  color: var(--muted);
}

.review-author {
  font-size: 12px;
  font-weight: 700;
  color: var(--navy);
}

.disclaimer-bar {
  background: var(--navy);
  padding: 14px 0;
}

.disclaimer-bar .container {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  flex-wrap: wrap;
}

.disclaimer-bar p {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.5;
  margin-bottom: 0;
  margin: 0;
}

.disclaimer-bar strong {
  color: #fff;
}

/* Full-width closing CTA section used above the footer on multiple service and protection pages. */
.cta-band {
  background: var(--navy);
  padding: 64px 0;
  margin-top: 64px;
  text-align: center;
}

.cta-band h2 {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(20px, 2.4vw, 30px);
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
}

.cta-band p:not(.cta-whatsapp-note) {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 24px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.7;
}

.cta-band .note {
  font-size: 10.5px;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 16px;
  margin-bottom: 0;
}

.btn-group {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

.cta-band-actions .btn {
  min-width: 260px;
  padding: 11px 24px;
  font-size: 16px;
}

.cta-whatsapp-note {
  max-width: 520px;
  font-size: 10px;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 18px;
  margin-bottom: 0;
  margin-left: auto;
  margin-right: auto;
  text-align: center;
  line-height: 1.65;
}

/* Disclaimer list inside CTA bands and other important notice sections near the footer. */
.cta-disclaimer {
  margin-top: 36px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  text-align: left;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

.cta-disclaimer .disclaimer-label {
  display: block;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 1.5px;
  color: #fff;
  margin-bottom: 12px;
  text-transform: uppercase;
}

.cta-disclaimer .footer-disclaimer-list {
  list-style: disc;
  list-style-position: inside;
  padding-left: 0;
  margin: 0;
}

.cta-disclaimer .footer-disclaimer-list li {
  display: list-item;
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.7;
  padding: 2px 0;
  text-indent: -1.2em;
  padding-left: 1.2em;
}

/* Shared footer wrapper present on every HTML page. */
.site-footer {
  background: var(--navy);
}

/* Upper footer navigation columns: mortgages, protection, company, and contact. */
.footer-nav-area {
  padding: 36px 0;
  background: var(--navy);
}

.footer-nav-area .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

.footer-col h4 {
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
  padding-bottom: 6px;
  border-bottom: 2px solid var(--gold);
  display: inline-block;
}

.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.footer-company-logo {
  display: inline-block;
  margin-top: 6px;
}

.footer-company-logo img {
  width: 76px;
  height: auto;
  display: block;
  border-radius: 6px;
}

.footer-col ul li a {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.72);
  transition: var(--transition);
}

.footer-col ul li a:hover {
  color: #fff;
  padding-left: 4px;
  text-decoration: none;
}

.footer-social {
  display: flex;
  gap: 8px;
  margin-top: 14px;
}

.social-icon {
  width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  cursor: pointer;
  text-decoration: none !important;
  opacity: 0.8;
}

.social-icon svg {
  width: 18px;
  height: 18px;
  transition: transform 0.3s ease;
}

.social-icon:hover {
  opacity: 1;
  transform: translateY(-2px);
}

.social-icon:hover svg {
  transform: scale(1.2);
}

/* Lower footer legal/regulatory section shared across the site. */
.footer-legal {
  display: flex;
  justify-content: center;
  padding: 24px 0;
  background: var(--blue-dark);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-legal .container {
  width: min(var(--max), 92vw);
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 40px;
  align-items: start;
  padding: 0 4%;
}

.footer-legal .container>* {
  min-width: 0;
  width: 100%;
}

.footer-legal .container>div:last-child {
  padding-left: clamp(0px, 2vw, 32px);
}

.footer-legal p {
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.62);
  line-height: 1.65;
  margin-bottom: 5px;
}

.footer-legal .container>div:nth-child(2) p:not(.footer-legal-heading) {
  font-size: 12.5px;
  line-height: 1.65;
  max-width: 52ch;
}

.footer-legal p a {
  color: #fff;
  text-decoration: underline;
}

.footer-legal p a:hover {
  text-decoration: none;
}

.footer-legal p strong {
  color: #fff;
}

.footer-legal .repossession {
  font-size: 12.5px;
  font-weight: 700;
  color: #fff;
  background: rgba(255, 255, 255, 0.08);
  border-left: 3px solid var(--gold);
  padding: 6px 12px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin-bottom: 8px;
}

.footer-disclaimer-list {
  list-style: disc;
  list-style-position: inside;
  padding-left: 0;
  margin-top: 5px;
  margin-bottom: 20px;
}

.footer-disclaimer-list li {
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.65;
  padding: 2px 0;
  text-indent: -1.4em;
  padding-left: 1.4em;
}

.footer-legal-heading {
  font-size: 10px;
  font-weight: 900;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
  padding-bottom: 5px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-legal-links {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.footer-legal-links a {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.52);
  transition: var(--transition);
}

.footer-legal-links a:hover {
  color: #fff;
  text-decoration: none;
}

.footer-copyright {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.4);
}

/* Generic two-column page content layout used by about, contact, and many detail pages. */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}

.about-leadership-layout {
  align-items: stretch;
}

/* Reusable white content panels used for info blocks, contact details, and application cards. */
.info-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}

.info-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.info-card h3.sub-h {
  font-size: 16px;
  margin-top: 22px;
}

.info-card p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.75;
  margin-bottom: 12px;
}

.info-card ol,
.info-card ul {
  padding-left: 20px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.9;
}

.info-card .fineprint {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.6;
  margin-top: 10px;
}

.about-leadership-column {
  display: flex;
  flex-direction: column;
  min-height: 100%;
  justify-content: flex-start;
}

.about-leadership-heading {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 20px;
}

.about-leadership-container {
  flex: 1;
  display: grid;
  grid-template-rows: repeat(2, 1fr);
  gap: 24px;
  padding: 4px 0;
  align-content: center;
}

.leader-card {
  background: #fffdf6;
  border: 1px solid #f5d98a;
  border-radius: var(--radius-lg);
  min-height: 0;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: flex-start;
  padding: 32px 40px;
  box-shadow: none;
}

.leader-card p {
  margin-bottom: 0;
}

.leader-card strong {
  display: inline-block;
  color: var(--sub);
  margin-bottom: 6px;
}

/* Shared form spacing for contact or calculator-style form fields rendered in HTML forms. */
form>div {
  margin-bottom: 16px;
}

form label {
  display: block;
  font-size: 12px;
  font-weight: 700;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 6px;
}

form input,
form textarea,
form select {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 14px;
  font-family: "Titillium Web", sans-serif;
  color: var(--text);
  outline: none;
  transition: var(--transition);
  background: #fff;
}

form input:focus,
form textarea:focus,
form select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(244, 169, 0, 0.15);
}

form textarea {
  min-height: 110px;
  resize: vertical;
}

.consent-row {
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.consent-row input[type="checkbox"] {
  width: auto;
  margin-top: 3px;
  flex-shrink: 0;
}

.fineprint {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.6;
}

/* Careers page job card layout used by careers.html. */
.career-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.career-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border-top: 4px solid var(--gold);
}

.career-card h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.career-card ul {
  padding-left: 0;
  list-style: none;
}

.career-card ul li {
  font-size: 14px;
  color: var(--muted);
  padding: 5px 0 5px 20px;
  position: relative;
  line-height: 1.6;
}

.career-card ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 12px;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
}

/* Careers page spacing overrides added only when careers.html sets body.career-page. */
.career-page section .container {
  padding-top: 40px;
}

.career-page .section-heading {
  margin-bottom: 12px;
}

.career-page .section-body {
  margin-bottom: 18px;
}

.career-page .career-grid {
  gap: 18px;
}

.career-page .career-card {
  padding: 22px;
}

.career-page .info-card {
  padding: 24px;
}

.career-page section.alt .container {
  padding-bottom: 16px;
}

.career-page .cta-disclaimer {
  margin-top: 8px;
  padding-top: 8px;
}

.career-page .career-footer-gap {
  margin-bottom: 12px;
}

/* Mortgages page hero width override so the intro paragraph can hold a clean 3-line layout. */
.mortgages-page .page-hero-text {
  max-width: 860px;
}

.mortgages-page .page-hero-text p {
  font-size: 15px;
}

/* Scroll-reveal utility classes toggled by site.js on elements marked with .reveal. */
.reveal {
  opacity: 1;
  transform: none;
  transition: none;
}

.reveal.from-left {
  transform: none;
}

.reveal.from-right {
  transform: none;
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

/* Respect user motion preferences */
@media (prefers-reduced-motion: reduce) {
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

@media (max-width: 1024px) {
  .cards-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .prot-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-nav-area .container {
    grid-template-columns: repeat(2, 1fr);
  }

  .process-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .process-grid-symmetric {
    grid-template-columns: 1fr;
  }

  .process-grid-symmetric .process-step {
    grid-template-columns: minmax(210px, 240px) minmax(0, 1fr);
    gap: 24px;
    border-right: none;
  }

  .process-step {
    border-right: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
  }

  .process-step:last-child {
    border-right: none;
  }
}

/* Shared responsive adjustments for mobile/tablet header, hero, layout, and button stacking. */
@media (max-width: 900px) {
  body {}

  body.nav-open {
    overflow: hidden;
  }

  .header-main .container {
    height: var(--site-header-height);
    gap: 12px;
    padding: 0 20px;
  }

  :root {
    --site-header-height: 4.75rem;
  }

  .header-logo img {
    height: 56px !important;
    width: auto !important;
    padding: 4px 6px;
  }

  .hero-section {
    grid-template-columns: 1fr;
    height: auto;
    min-height: 0;
    padding: 0;
  }

  .hero-section .container {
    display: block;
  }

  .hero-right {
    display: block;
    position: relative;
    width: 100%;
    height: min(52vw, 320px);
    max-height: 320px;
    margin-top: 0;
  }

  .hero-left {
    max-width: 100%;
    padding: 32px 24px 28px;
    padding-left: 24px;
    padding-right: 24px;
    min-height: auto;
  }

  .hero-heading {
    font-size: clamp(30px, 6vw, 40px);
    margin-bottom: 16px;
  }

  .hero-sub {
    font-size: 15px;
    line-height: 1.65;
  }

  .hero-sub br {
    display: none;
  }

  .page-hero {
    height: auto;
    min-height: 480px;
    padding: 0;
    flex-direction: column;
    align-items: flex-start;
  }

  .page-hero-img-wrap {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    width: 100%;
    height: 100%;
    min-height: 0;
  }

  .page-hero-img-overlay {
    background: linear-gradient(to right,
        rgba(0, 78, 150, 0.97) 0%,
        rgba(0, 78, 150, 0.92) 45%,
        rgba(0, 78, 150, 0.68) 75%,
        rgba(0, 78, 150, 0.4) 100%);
  }

  .page-hero-text {
    width: 100%;
    max-width: 100%;
    padding: 40px 24px 32px;
    background: transparent;
    min-height: 360px;
    justify-content: center;
  }

  .page-hero+section:not([style]) {
    margin-top: 32px;
  }

  .breadcrumb+.page-hero+section {
    margin-top: 32px;
  }

  .hero-sub,
  .page-hero-text p {
    max-width: 100%;
    min-height: auto;
    font-size: 15px;
    line-height: 1.65;
    width: auto !important;
  }

  .page-hero-text p br {
    display: none;
  }

  .hero-enquiry-form {
    position: static;
    width: calc(100% - 48px);
    max-width: 480px;
    margin: 0 24px 28px;
    bottom: auto;
    right: 240px;
    transform: none;
  }

  .hero-form-card {
    padding: 16px 20px;
  }

  .hero-form-row {
    grid-template-columns: 1fr;
  }

  .process-grid-symmetric .process-step {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 22px 18px;
  }

  .process-grid-symmetric .process-step-head {
    grid-template-columns: 38px minmax(0, 1fr);
    gap: 14px;
  }

  .process-grid-symmetric .process-step .num {
    width: 38px;
    height: 38px;
    font-size: 16px;
  }

  .process-grid-symmetric .process-step h4 {
    font-size: 14px;
    margin: 0;
  }

  .process-grid-symmetric .process-step p {
    font-size: 13px;
    line-height: 1.65;
    max-width: 100%;
  }

  .hero-heading,
  .page-hero-text h1 {
    max-width: 100%;
    min-height: auto;
    font-size: clamp(28px, 6.5vw, 38px);
    margin-bottom: 14px;
    width: auto !important;
    text-wrap: wrap;
  }

  .hero-left {
    min-height: auto;
  }

  .page-hero-text {
    min-height: inherit;
  }

  .hero-buttons,
  .page-hero-text .cta-row {
    width: 100%;
    margin-top: auto;
    padding-top: 32px;
  }

  .hero-buttons .btn,
  .page-hero-text .cta-row .btn {
    width: 100%;
  }

  .hero-break {
    display: none;
  }

  .section-label {
    padding-top: 44px;
    font-size: 14px;
    letter-spacing: 1.6px;
  }

  .section-heading {
    font-size: clamp(24px, 4.6vw, 30px);
    margin-bottom: 14px;
  }

  .section-body {
    font-size: 15px;
    margin-bottom: 22px;
  }

  .feature-strip {
    grid-template-columns: 1fr;
  }

  .feature-strip.reverse .feature-img {
    order: 0;
  }

  .feature-strip.reverse .feature-text {
    order: 0;
  }

  .feature-text {
    padding: 32px 24px;
  }

  .two-col {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .about-leadership-container {
    grid-template-rows: none;
    padding: 0;
  }

  .leader-card {
    height: auto;
    padding: 28px 24px;
  }

  .career-grid {
    grid-template-columns: 1fr;
  }

  .cards-grid-2 {
    grid-template-columns: 1fr;
  }

  .cards-grid,
  .cards-grid-2,
  .prot-grid {
    gap: 20px;
  }

  .card-img {
    height: 210px;
  }

  .primary-nav {
    display: none;
    position: fixed;
    top: calc(76px + env(safe-area-inset-top));
    left: 12px;
    right: 12px;
    max-height: calc(100dvh - 88px - env(safe-area-inset-top) - env(safe-area-inset-bottom));
    overflow-y: auto;
    background: rgba(255, 255, 255, 0.98);
    padding: 14px;
    box-shadow: 0 18px 40px rgba(0, 45, 114, 0.16);
    border: 1px solid var(--border);
    border-radius: 16px;
    z-index: 1100;
    backdrop-filter: blur(10px);
  }

  .primary-nav.active {
    display: block;
    animation: fadeSlideDown 0.3s ease forwards;
  }

  @keyframes fadeSlideDown {
    from {
      opacity: 0;
      transform: translateY(-10px);
    }

    to {
      opacity: 1;
      transform: translateY(0);
    }
  }

  .primary-nav ul {
    flex-direction: column;
    align-items: flex-start;
    width: 100%;
    gap: 4px;
  }

  .primary-nav li {
    width: 100%;
  }

  .primary-nav a {
    display: block;
    width: 100%;
    padding: 14px 12px;
    border-bottom: none;
    border-radius: 10px;
  }

  .primary-nav a:hover,
  .primary-nav a.active {
    border-bottom-color: var(--border);
    background: var(--light-blue);
  }

  .nav-cta {
    margin-left: 0 !important;
    margin-top: 8px;
    text-align: center;
    border-bottom: none !important;
    width: 100%;
    justify-content: center;
  }

  .nav-cta-wrap {
    width: 100%;
    display: flex;
    flex-direction: column;
  }

  .nav-cta-dropdown {
    position: static;
    top: auto;
    right: auto;
    min-width: 0;
    width: 100%;
    margin-top: 10px;
    padding: 8px;
    border-radius: 12px;
    box-shadow: none;
    border: 1px solid var(--border);
    background: var(--light-blue);
    display: none;
    opacity: 1;
    visibility: visible;
    transform: none;
    pointer-events: auto;
  }

  .nav-cta-dropdown::before,
  .nav-cta-dropdown::after {
    display: none;
  }

  .nav-cta-wrap:hover .nav-cta-dropdown,
  .nav-cta-wrap:focus-within .nav-cta-dropdown {
    display: block;
  }

  .nav-drop-item {
    background: #fff;
  }

  .nav-mobile-toggle {
    display: flex;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .process-grid {
    grid-template-columns: 1fr 1fr;
  }

  .process-step {
    border-right: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
  }

  .process-step:nth-child(2n) {
    border-right: none;
  }

  .info-card {
    padding: 24px;
  }

  .ol-card {
    padding: 30px 22px;
  }

  .ol-img-wrap {
    height: 220px;
  }

  .footer-nav-area .container {
    gap: 20px;
  }

  .footer-legal .container {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 0 24px;
  }

  .footer-legal .container>div:last-child {
    padding-left: 0;
  }

  .footer-legal .container>div:nth-child(2) p:not(.footer-legal-heading) {
    max-width: none;
  }
}

@media (max-width: 600px) {
  :root {
    --site-header-height: 4.5rem;
  }

  .header-main .container {
    height: var(--site-header-height);
    padding: 0 16px;
  }

  .header-logo img {
    height: 48px !important;
  }

  .primary-nav {
    top: calc(var(--site-header-height) + env(safe-area-inset-top));
    left: 10px;
    right: 10px;
    max-height: calc(100dvh - 82px - env(safe-area-inset-top) - env(safe-area-inset-bottom));
    padding: 12px;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .prot-grid {
    grid-template-columns: 1fr;
  }

  .footer-nav-area .container {
    grid-template-columns: 1fr;
  }

  .footer-cta-strip .container {
    flex-direction: column;
    text-align: center;
  }

  .footer-legal .container {
    grid-template-columns: 1fr;
    gap: 22px;
    padding: 0 18px;
  }

  .hero-buttons {
    flex-direction: column;
  }

  .btn {
    width: 100%;
    justify-content: center;
  }

  .hero-enquiry-form {
    display: none;
  }

  .hero-enquire-now-btn {
    display: inline-flex;
  }

  .hero-form-row {
    grid-template-columns: 1fr;
  }

  .hero-form-card {
    padding: 14px 18px;
  }

  .hero-form-title {
    font-size: 13px;
    margin-bottom: 10px;
  }

  .hero-form-group {
    margin-bottom: 8px;
  }

  .hero-form-checkbox {
    margin-bottom: 8px;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .process-step {
    display: flex;
    flex-direction: row;
    align-items: flex-start;
    text-align: left;
    gap: 16px;
    padding: 20px 18px;
    border-right: none;
    border-bottom: 1px solid var(--border);
  }

  .process-step:last-child {
    border-bottom: none;
  }

  .process-step .num {
    flex-shrink: 0;
    margin: 0;
    width: 38px;
    height: 38px;
    font-size: 16px;
  }

  .process-step h4 {
    font-size: 14px;
    margin-bottom: 4px;
  }

  .process-step p {
    font-size: 13px;
  }

  .disclaimer-bar .container {
    flex-direction: column;
  }

  .hero-section {
    padding-bottom: 0;
  }

  .hero-left {
    padding: 28px 20px 24px;
  }

  .hero-right {
    height: 230px;
  }

  .page-hero-text {
    padding: 28px 20px 30px;
    min-height: 0;
    justify-content: center;
  }

  .page-hero-img-wrap {
    height: 100%;
  }

  .page-hero {
    min-height: auto;
  }

  .feature-text {
    padding: 28px 20px;
  }

  .section-label {
    padding-top: 36px;
    font-size: 12px;
    letter-spacing: 1.4px;
  }

  .info-card {
    padding: 20px 18px;
  }

  .ol-card {
    padding: 24px 18px;
  }

  .ol-img-wrap {
    height: 210px;
  }

  .card-img {
    height: 190px;
  }

  .footer-nav-area {
    padding: 28px 0;
  }

  .footer-company-logo img {
    width: 64px;
  }
}

/* ── SPLIT HERO SECTION (Reference Match) ── */
/* Alternative split hero layout used on specialized landing pages that use .split-hero-* markup. */
.split-hero-sec {
  background: #f4f5f0;
  position: relative;
  overflow: hidden;
  padding: 0;
}

.split-hero-inner {
  display: grid;
  grid-template-columns: 55% 45%;
  align-items: stretch;
  min-height: 600px;
  max-width: 100vw;
  overflow: hidden;
}

.split-hero-left {
  display: flex;
  flex-direction: column;
  justify-content: center;
  height: 100%;
  padding: 40px 40px 40px 8vw;
  background: #f4f5f0;
}

.split-hero-heading {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 700;
  color: #111;
  line-height: 1.15;
  margin-bottom: 20px;
}

.split-hero-desc {
  font-size: 17px;
  color: #444;
  line-height: 1.65;
  max-width: 520px;
  margin-bottom: 28px;
}

.split-hero-list {
  list-style: none;
  margin-bottom: 36px;
}

.split-hero-list li {
  font-size: 15px;
  color: #333;
  padding: 7px 0 7px 24px;
  position: relative;
}

.split-hero-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 14px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #d32f2f;
}

.btn-red {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #111;
  color: #fff;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 15px;
  transition: background 0.2s ease;
  border: none;
  cursor: pointer;
  text-decoration: none !important;
  align-self: flex-start;
}

.btn-red:hover {
  background: #d32f2f;
  color: #fff;
  text-decoration: none;
}

/* Right side: full-bleed image with floating form */
.split-hero-right {
  position: relative;
  min-height: 600px;
  overflow: hidden;
}

.split-hero-right-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Gradient blending overlay */
.split-hero-right::after {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 25%;
  height: 100%;
  background: linear-gradient(to right, #f4f5f0 0%, transparent 100%);
  pointer-events: none;
}

/* Floating enquiry form card tied to the split hero landing-page layout. */
.floating-form-card {
  position: absolute;
  top: 50%;
  right: 24px;
  transform: translateY(-50%);
  width: min(300px, calc(100% - 48px));
  background: #fff;
  padding: 24px;
  border-radius: 12px;
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.14);
  border: 1px solid #e8e8e8;
  z-index: 10;
}

.floating-form-card p {
  font-size: 13px;
  color: #444;
  margin-bottom: 16px;
  line-height: 1.5;
}

.form-group {
  margin-bottom: 12px;
}

.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: #222;
  margin-bottom: 6px;
  text-transform: none;
  letter-spacing: 0;
}

.form-group label .req {
  color: #d32f2f;
  margin-left: 2px;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 8px 12px;
  border: 1.5px solid #ddd;
  border-radius: 6px;
  font-size: 13px;
  font-family: "Titillium Web", sans-serif;
  outline: none;
  transition: border-color 0.2s;
  background: #fafafa;
}

.form-group input:focus,
.form-group select:focus {
  border-color: #d32f2f;
  background: #fff;
}

.form-check {
  display: flex;
  gap: 8px;
  margin-bottom: 12px;
  align-items: flex-start;
}

.form-check input[type="checkbox"] {
  margin-top: 3px;
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  accent-color: #d32f2f;
}

.form-check label {
  font-size: 12px;
  color: #555;
  font-weight: 400;
  line-height: 1.45;
  text-transform: none;
  margin-bottom: 0;
}

.disclaimer-link {
  display: block;
  font-size: 12px;
  color: #333;
  text-decoration: underline;
  margin-bottom: 20px;
  font-weight: 600;
}

.btn-red-full {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  background: #d32f2f;
  color: #fff;
  padding: 14px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 15px;
  border: none;
  cursor: pointer;
  transition: background 0.2s;
  font-family: "Titillium Web", sans-serif;
}

.btn-red-full:hover {
  background: #b71c1c;
}

@media (max-width: 992px) {
  .split-hero-inner {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .split-hero-left {
    padding: 60px 24px;
    align-items: flex-start;
  }

  .split-hero-right {
    min-height: 420px;
  }

  .floating-form-card {
    position: relative;
    top: auto;
    right: auto;
    transform: none;
    width: 90%;
    margin: -60px auto 40px;
  }
}

@media (max-width: 600px) {
  .split-hero-heading {
    font-size: clamp(28px, 6vw, 36px);
  }

  .split-hero-left {
    padding: 48px 20px;
  }
}

/* ── Mortgage Calculator ───────────────────────────────────── */
/* Mortgage calculator section used where HTML renders the .calc-section and related calculator fields. */
.calc-section {
  background: #f5f7fa;
  padding: 72px 0;
}

.calc-layout {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 56px;
  align-items: center;
}

.calc-intro h2 {
  font-family: "Titillium Web", sans-serif;
  font-size: clamp(22px, 2.5vw, 32px);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 16px;
}

.calc-intro p {
  font-size: 15.5px;
  color: var(--muted);
  line-height: 1.75;
  margin-bottom: 12px;
}

.calc-disclaimer {
  font-size: 12px !important;
  color: var(--mid-gray) !important;
  border-left: 3px solid var(--gold);
  padding-left: 12px;
  margin-top: 16px !important;
}

.calc-card {
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.calc-top-bar {
  height: 5px;
  background: var(--navy);
}

.calc-body {
  padding: 32px;
}

.calc-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 18px;
}

.calc-field label {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 7px;
  letter-spacing: 0.3px;
}

.calc-input-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  background: #fff;
  transition: border-color 0.2s;
}

.calc-input-wrap:focus-within {
  border-color: var(--navy);
}

.calc-prefix,
.calc-suffix {
  padding: 0 12px;
  font-size: 14px;
  font-weight: 700;
  color: var(--muted);
  background: var(--light-blue);
  align-self: stretch;
  display: flex;
  align-items: center;
  border-right: 1.5px solid var(--border);
}

.calc-suffix {
  border-right: none;
  border-left: 1.5px solid var(--border);
}

.calc-input-wrap input,
.calc-input-wrap select {
  flex: 1;
  border: none;
  outline: none;
  padding: 11px 14px;
  font-size: 15px;
  font-family: "Titillium Web", sans-serif;
  color: var(--navy);
  background: transparent;
  width: 100%;
  -moz-appearance: textfield;
  appearance: none;
}

.calc-input-wrap input::-webkit-outer-spin-button,
.calc-input-wrap input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  appearance: none;
}

.calc-input-wrap select {
  cursor: pointer;
}

.calc-btn {
  width: 100%;
  padding: 14px;
  background: var(--navy);
  color: #fff;
  font-family: "Titillium Web", sans-serif;
  font-size: 15px;
  font-weight: 700;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  margin-top: 8px;
  transition: background 0.2s, transform 0.15s;
  letter-spacing: 0.3px;
}

.calc-btn:hover {
  background: var(--blue-dark);
  transform: translateY(-1px);
}

.calc-btn:active {
  transform: translateY(0);
}

.calc-result {
  margin-top: 24px;
  border-top: 1.5px solid var(--border);
  padding-top: 20px;
  animation: fadeSlideUp 0.4s ease;
}

@keyframes fadeSlideUp {
  from {
    opacity: 0;
    transform: translateY(12px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.calc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  border-bottom: 1px solid var(--light-blue);
}

.calc-result-row:last-of-type {
  border-bottom: none;
}

.calc-result-label {
  font-size: 13.5px;
  color: var(--muted);
  font-weight: 600;
}

.calc-result-value {
  font-size: 16px;
  font-weight: 900;
  color: var(--navy);
}

.calc-result-row:first-child .calc-result-value {
  font-size: 22px;
  color: var(--navy);
}

.calc-cta {
  display: inline-block;
  margin-top: 16px;
  color: var(--navy);
  font-weight: 700;
  font-size: 14px;
  text-decoration: none !important;
  border-bottom: 2px solid var(--gold);
  padding-bottom: 2px;
  transition: color 0.2s, border-color 0.2s;
}

.calc-cta:hover {
  color: var(--gold-dark);
  border-color: var(--gold-dark);
  text-decoration: none !important;
}

@media (max-width: 900px) {
  .calc-layout {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

@media (max-width: 540px) {
  .calc-row {
    grid-template-columns: 1fr;
  }

  .calc-body {
    padding: 24px 20px;
  }
}

/* ── Preloader ─────────────────────────────────────── */
/* Initial page loader overlay controlled by JS while the page is starting up. */
#loader {
  position: fixed;
  inset: 0;
  min-height: 100dvh;
  z-index: 99999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding:
    max(16px, env(safe-area-inset-top)) max(16px, env(safe-area-inset-right)) max(16px, env(safe-area-inset-bottom)) max(16px, env(safe-area-inset-left));
  background:
    radial-gradient(circle at top, rgba(0, 78, 150, 0.08), transparent 42%),
    #ffffff;
  opacity: 1;
  visibility: visible;
  transition: opacity 0.45s ease, visibility 0.45s ease;
}

#loader.is-hidden {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}

.loader-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  width: min(320px, calc(100vw - 32px));
  gap: 18px;
  text-align: center;
  padding: 24px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 16px 44px rgba(0, 78, 150, 0.08);
  backdrop-filter: blur(8px);
}

.loader-logo-wrap {
  width: 72px;
  height: 72px;
  border-radius: 18px;
  display: grid;
  place-items: center;
  background: rgba(0, 78, 150, 0.06);
  box-shadow: 0 10px 30px rgba(0, 78, 150, 0.08);
  animation: loaderFloat 1.8s ease-in-out infinite;
}

.loader-logo {
  font-family: "Titillium Web", sans-serif;
  font-size: 28px;
  font-weight: 700;
  color: #004e96;
  letter-spacing: 1px;
}

.spinner {
  width: 46px;
  height: 46px;
  border: 3px solid rgba(0, 78, 150, 0.16);
  border-top: 3px solid #004e96;
  border-radius: 50%;
  animation: spin 0.9s linear infinite;
}

.loader-text {
  margin: 0;
  font-family: "Titillium Web", sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: #004e96;
  letter-spacing: 0.4px;
  line-height: 1.5;
  max-width: 22ch;
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

@keyframes loaderFloat {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-4px);
  }
}

body.loading {
  overflow: hidden;
}

@media (max-width: 600px) {
  #loader {
    padding:
      max(14px, env(safe-area-inset-top)) max(14px, env(safe-area-inset-right)) max(14px, env(safe-area-inset-bottom)) max(14px, env(safe-area-inset-left));
  }

  .loader-inner {
    width: min(100%, 280px);
    gap: 16px;
    padding: 20px 18px;
    border-radius: 18px;
  }

  .loader-logo-wrap {
    width: 60px;
    height: 60px;
    border-radius: 16px;
  }

  .loader-logo {
    font-size: 23px;
  }

  .spinner {
    width: 38px;
    height: 38px;
  }

  .loader-text {
    font-size: 12.5px;
    letter-spacing: 0.2px;
  }
}

@media (max-width: 380px) {
  .loader-inner {
    width: min(100%, 252px);
    padding: 18px 16px;
  }

  .loader-logo-wrap {
    width: 56px;
    height: 56px;
  }

  .loader-logo {
    font-size: 21px;
  }

  .spinner {
    width: 34px;
    height: 34px;
  }

  .loader-text {
    font-size: 12px;
  }
}

@media (max-width: 768px) {
  .footer-col h4 {
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
  }

  .footer-col h4::after {
    content: '\25BC';
    font-size: 11px;
    color: #f5c518;
    transition: transform 0.2s;
  }

  .footer-col h4.open::after {
    transform: rotate(180deg);
  }

  .footer-col ul {
    display: none;
  }

  .footer-col.open ul {
    display: flex;
  }

  .footer-col .footer-company-logo,
  .footer-col .footer-social {
    display: none;
  }

  .footer-col.open .footer-company-logo {
    display: inline-block;
  }

  .footer-col.open .footer-social {
    display: flex;
  }
}